General Insurance

This training provides participants with the essential foundations to work effectively in the insurance sector. It enables them to understand how contracts operate, risk management, the role of the various stakeholders, and the key stages in handling a claim. Participants will develop an operational perspective that allows them to make informed decisions and optimize their professional practices on a daily basis.

• Acquire an overall understanding of the legislation governing insurance contracts

• Become familiar with basic technical and legal insurance terminology

• Identify the various stakeholders involved in the insurance sector

• Understand how risk is shared and distributed

• Gain knowledge of insurance intermediaries

• Understand the rights and duties of insurance intermediaries

• Obtain an overview of insurance-related taxation

• Master the benefits and conditions for the deductibility of certain insurance premiums

• Know and understand the basic mechanisms of social security

• Master and understand the different stages of claim settlement

• Insurance Contract Law

• Personal Insurance

• • Basic Principles

  • Definitions

  • Elements of an Insurance Transaction

  • Technical Fundamentals of Insurance

  • Classification of Insurance Lines

  • Supervision of Insurance Companies

• Insurance Intermediation

• • Legal Concepts

  • Prior Authorization

• Insurance Agent

• • Insurance Agency

  • Brokers, Sub-brokers, and Brokerage Firms

  • Intermediaries Not Subject to Prior Authorization

  • Register of Intermediaries

  • Incompatibility Between Agent and Broker

  • Obligations of Insurance Intermediaries

  • Rights of Insurance Intermediaries

  • Professional Ethics

  • Agency Accounting

  • Supervision of Intermediaries

  • Affiliation to Social Security

• • Exemption

  • Contribution Base